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Do such things as instant cash advance payday loans online truly exist? The answer is, of course, yes and there are many different companies out there that are offering tremendous opportunities for those that may be in dire need of a quick money fix. But, if these lenders are so helpful why is it that some sources are quite down on these services? It would seem some of the criticism that is put forth about these companies is rather harsh. Are they truly as bad as people have been made to believe? Honestly, it would be next to impossible to make any blanket statements regarding instant cash advance payday loans online companies because each and every company is different. Simply because one company is of poor quality does not mean all online payday lenders are bad. But, there are a few "sticking points" that some may look at and criticize these lenders. What are these issues? Generally, the high fees and interest rates associated with instant cash advance payday loans online companies usually annoy many. It is somewhat understandable why there is annoyance. No one likes to pay high fees for anything much less a loan designed to cover one's finances when a payday is too far away for a person's immediate needs. Here is a fact many must contend with: when you are short of funds have no where to turn it is usually because you are a high risk borrower. As such, it is impossible to avoid of such fees. These fees make the bridge loan of a payday advance possible and that alone should allow one to feel confident that such loans are not the scams some make them out to be. In fact, scam is such an inaccurate assessment it borders on cruel. Okay, some may feel this is a hyperbolic statement but it really is not. When you are desperately short of money, you will need a lifeline of funds. The ability to procure funds through lending sources will open the door for those that have no other options. And to be completely without financial options can be a terribly difficult situation to be in as most know. That is why it is unfair to look towards the instant cash advance payday loan companies as predatory. Imagine being unable to drive to work because your car is in dire need of repairs. This would certainly not be a positive situation to be in. Nor would the inability to pay medical bills be a situation one wishes to find himself. Nor is the inability to purchase food desirable. When you are short on funds in an emergency situation, an online lender can be your only form of help. Again, that is why it is unfair to be too critical towards them. All you need is a checking account and a forthcoming weekly payment to be eligible for instant cash advance payday loans online. Those that meet such criteria should definitely look towards working with such a company.

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